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Monthly Surplus
$1,600
That's 40% of your income left over β great foundation.
Total Expenses$2,400
Savings Potential$1,600
Expense Ratio60.0%
β¦ Sugar Tip
The 50/30/20 rule: 50% needs, 30% wants, 20% savings. Use it as a starting point β not a rulebook.
Time to Goal
2y 5m
You'll reach your goal in about 2.4 years.
Total Contributed$9,700
Interest Earned$587
Final Balance$10,287
β¦ Sugar Tip
High-yield savings accounts can help your money work while you save toward short-term goals.
Debt-Free In
3y 6m
Pay off your debt in about 3.5 years.
Total Interest Paid$5,963
Total Paid$20,963
Monthly Payment$500
β¦ Sugar Tip
Avalanche saves the most money. Snowball builds momentum. Choose the one you'll actually stick with.
1 yr40 yrs
Portfolio Value
$108,224
After 20 years of consistent investing.
Total Contributed$49,000
Investment Gains$59,224
Growth Multiple2.21x
β¦ Sugar Tip
Max your TFSA first. Then your RRSP. If you're saving for a first home, consider an FHSA.